pros and cons of del webb communitiesdoes bitter apple spray expire
The Norman City Council on Tuesday weighed the pros and cons of a 5-year bond program and a 10-year bond program to address the city's crumbling bridges. One of the advantages to living in a 55+ community are all the activities and amenities available to you. Any input would be appreciated. Award-winning, Lakewood Ranch offers residents specialty shops, fine dining, and a movie theater. And we are three blocks from the Philadelphia city limits. He covered all our concerns real well. Sense of security: Many of the communities have gated entrances, providing a sense of security for residents. I think that I had mentioned before - that place had lost some appeal for me. Del Webb was a company of excellence with a top-notch senior management team. I would be more than happy to recommend Del Webb homes, or buy another if the time should come! The entire process was great. 55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com. Short of it, my parents said it was jokingly called a "scandal" in that she got pregnant and had a child. It does not get any worse than this. Las Vegas 55+ Communities with the Best Amenities, Active Lifestyle & Resort-Style Amenities. Once I purchased my home, I was treated like royalty -- first by their design consultant Nikki, who was a pro, and then I was kept updated by my construction manager, Steve, who could not have been kinder and more helpful -- keeping me appraised on the progress of my home and sending me pictures along the way -- very important when you're across the country waiting for your home to be completed. Having had purchased homes before, I can easily say that this one was as close to perfection as I could have dreamed of and with a terrific team of people. How Important Is the 55+ Age Restriction to You? As of now I am still thinking things through. Here's some interesting information, migration to/from each state. So I don't know what to do! NewHomeSource.com is a trademark of Builders Digital Experience, LLC and all other marks are either trademarks or registered trademarks of their respective owners. But, I made a mistake and no one knows these things until they live in these places. When we were looking, our realtor made the comment that in this development, you can be as involved or not as you want and no one will think any differently of you. Twilliams115; I do not live in one but know some have cliques. Second, design your home. Not only do you get access to amenities and be part of an encouraging atmosphere, but particular drawbacks must also be considered before committing, such as the costliness associated with living here, maintenance fees being charged by management teams, and age restrictions imposed on residents. I'm thankful that they don't live next door to me. There are plenty of benefits to living exclusively among your generational peers, and also perhaps a few challenges. Active adult lifestyle: The communities are specifically designed for individuals 55 and older, catering to their interests and needs. Short answer is - they're bored and unhappy with their choice. From arts & crafts classes and dance lessons to sports teams and educational seminarsnot to mention volunteer opportunities and special tripsit's no wonder Del Webb residents lead entire lives beyond retirement age. This may not be affordable for some people. So much better than the place I just sold and left. Obviously the person is senile, can't do simple math, made it up my mother would have been 13 when she had me, oh so offensively said my mother must have been raped, and, this old person will sell it until the day they die that all is my fault, I have it coming, him/her being cruel and totally inappropriate and unable to do simple math is all my fault, I deserve all of it. We moved into a gated community of 225 newer homes. It feels like the worst aspects of High school but with old people. But homes r very pricey ( at least for us), also looked at another in the TN area, but an hour to and hour and a half to a major cityso difficult to know what to do. Great Job! Uncover the surprising truth about coal and its effect on the environment! Lets explore why natural gas prices are trending downward! There are a lot of amenities which are great if you use them, but I am not a golfer, tennis or pickleball player and never likely to be because of a shoulder injury. Oh how exciting this is to see your dream home being built piece by piece week after week until its completion. Cynthia, Sounds as if you prefer sunny climatesis that correct? A week's visit doesn't give a true picture. Enter the email address associated with your account. Another important consideration as we all age is the need to have access to really good medical facilities. Juliefromdenver you r probably correct about the security, I think it just makes u feel better and maybe easier to ask a neighbor to watch your property than a neighbor with kids, football runs, etc etc.. May I ask where you are looking for your retirement destination? Its a good idea to check with the homeowners association and understand all of their rules and restrictions before you decide to live there. The only people who shouldn't live in an ACTIVE ADULT community are people who want to prevent adults from being active. Here's a tip I read the other day that makes a lot of sense to me - when looking for a 55+ community, if you are on the younger end of 55 and up, find a community that is brand new. When buying a new home, there is normally a higher level of stress in the purchasing process. The sales staff and construction manager were with us all the way and we could not have been happier. Those who thrive in an energetic and close-knit atmosphere with amenities that suit their lifestyle can reap many benefits from living in one of these communities. The Pulte Construction Manager met with us to reveiw our plans. And then once I move in, I probably would not like living there because it can be cliquey. I don't mean expensive travel, that too but.., just things as simple as spending my day the way I want to whether it's gardening or reading a book.I want these years for my husband and myselfwe worked hard and the time now is going to be ours, to spend together. As a result, it offers a streamlined system for buying, building, and financing your home in a 55+ community. The five streets each host a block party at some point during the year. I paid a ton of money for the house and am followed by old women in cars when I am walking and running and they make it up I do not live here. There are clubs for photographers, quilters, old car enthusiasts, writers, etc. For me it was the worst decision and if currently causing me a great deal of anxiety. Working together picking out the options for the home was such a pleasure with these folks. Now with all that is happening around us, we will be here a while no doubt. Plenty of old farts who do nothing everywhere, and plenty of youthful, fit, intellectually and physically active people in 55+ communities. There are still numerous choices and communities to choose from. The poster made my case for me. However, keep in mind that you may still have to navigate a large space to get from one end of the community to the other. Thanks John. Very little new construction at all, no 55+ projects.. I had contemplated about selling my condo and moving into a 55 + place. We seek to ensure that all of the data presented on the site regarding new homes and new home communities is current and accurate. They kept us informed about the progress of the building, and offered us options and upgrades. I really love the energy efficiency of my home, the spaciousness, the luxury, the location, the radiant floor heat in the garage. It's just the two of us with miles of jogging-hiking trails and trout-stocked lakes in a secluded wooded forest. Keep your body active any way you can. Considering both sides before deciding will ensure you make the best possible call for yourself. I bet I will be hearing from the HOA that it is not okay to run on the "walking" trails soon enough. What made me chicken out was that while the sale of my place was pending, I went to a 55+ place near where I live. Just looked up more demographics, 3.5% of population is under the poverty level. It's overwhelming to pay all this money for a house and realize early on I have to move, sell the house, pay the big realtor fees, pay movers. More. Not saying all small towns are equal, just as all doctors are not. Except for those looking for a quieter life and who didn't take advantage of what's available in a big town. You can make them exactly how you want! The quality of the home is great. You're free to volunteer out in the wider community and to pursue interests outside the 55+ community. If you're more of a homebody, fine, but don't prevent others from being active. Gossiping is always wrong, regardless of who engages in it. They gossip and spread rumors and lies about people. However, they also come with their own set of cons that are important to consider. Among the top advantages are: Excellent Resort-Style Amenities and an Active Lifestyle 55+ active adult communities provide a variety of amenities. This warranty is also transferrable. Then there's rude, entitled children running amok. Can My Kids Live With Me in a 55+ Community? The peace of mind that comes with secure entrances or security personnel watching over your property can be a big reason why people opt to live in 55+ communities. Whether youre considering one of many Del Webb communities, its helpful to be aware of all of your options. He knew exactly what type of a home I was looking for and though I remember it was raining, Stone Creek felt as sunny and beautiful as could be. We are very very Blessed. Prices for homes in the community can vary depending on the size and location of the home. When they see younger people they realize how old they are and when I see them I see my future - a petty, gossiping, desperate, jealous person. I am twilliams115 and I might have another user name assigned to me. It covers many aspects of your home and keeps your investment protected in the long term. I have know a couple who, for financial reasons, sold their house and moved to a large and well known retirement community a few hours away, in a small town. Your comment was utterly sick and depraved. We've found that to be the case. Some towns have a distinct character regardless of location. Just a suggestion for people who post names of communities. The old people resent the minority group of younger retirees, want to refuse to let us ride bikes or run or walk, or do anything actually "active" in this active adult community. Now I find out that the average age here is 74, most of the people I meet are my parents age. But we have a very small-town atmosphere. Dementia makes people unable to think and abusive and full of rage. To help you make the best choice possible, heres a list with pros and cons of living in a 55+ community! If you can handle the occasional push-back and don't rely on your neighbors for a social life..it's a GREAT place to live. You make piggy rape comments, now you claim the COVID-19 virus is designed to kill old people. Finally, like other communities that cater to 55+ adults, Del Webb offers community activities to keep you active and engaged with your fellow residents. A good point was made regarding relatives in area wherever you decide to live. If you're looking for retirement communities in Albuquerque that offer an active retirement lifestyle, Del Webb At Mirehaven is just a short drive from recreation and local shopping spots to explore.. Community centers also serve as the perfect meeting points for residents to socialize and engage in cultural and recreational activities. Discover why natural gas is the better choice for your energy needs! These places are full of nosy, bored old people who have nothing to do but police everyone else, get up in everyone's business, gossip and harass people. Additionally, the house and property are usually constructed to allow for easier aging in place. We've been here in Florida now for nearly three years and just love the lifestyle! Our building manager was excellent. Third, build your home. He addresses any concerns you have immediately and although I have now closed on my beautiful home he continues to check in. However, my kids and grandchild live in PA, and I want to stay close to them. Housing prices always reflect supply and demand. The last time I posted on here was on September 29, 2017. Although we will lose money on the house we bought, I am ready to move in a year or two - even though the thought of packing up does not thrill me, but can't see myself here in 5 or 10 more years. For example, there might be a time limit on how long your grandkids can stay with you when they visit. There was no center or character to the area where we were, just a wide spot in the road with a shopping center (grocery, drug store, cleaners, several restaurants). He was very professional and honest. Perhaps it is regional as no one I know would ever live in the west. I had to stop and comment as this thread pops up every time I research living in a 55+ community. I wholeheartedly recommend Del Webb Stone Creek! There are several potential pros to living in Del Webb Ponte Vedra, including: Active adult community: As a 55+ community, Del Webb Ponte Vedra is designed specifically for older adults who are looking for a vibrant and active lifestyle. Everyone on the Del Webb team was very professional from the beginning and all the way to the end! Communications are exceptional. But another benefit to living in a 55+ community is that many of the best retirement destinations from Las Vegas to Palm Beach have outstanding selections of communities to choose from. By walking through the model, covering the options, and showing me the lot, helped in making the right choice. From start to finish. Maybe this is regional - I'm in the West and have never known a soul from around here who has moved there for retirement or otherwise. There are many things to consider before selling your own home. Only you. I would appreciate some feedback. I love working for a company that helps seniors to experience the dream Florida retirement lifestyle without spending a fortune. Sometimes there's a financial need to do so or a desire to live somewhere with better weather. You can get out among the greater community or metro area your 55+ community is located near. Have visited my DDad in Arizona which is nice in the Winter months, both Sun City West & friends in Goodyear. Better doctors practice in larger places, most especially those affiliated with top medical schools. Coal slag could kill your grass or give it a boost! Has anybody had any issues with the owners raising the lease so it becomes cost prohibitive. Copyright 2001-2023 Builders Digital Experience, LLC. Four of us went to the same high school within a year of each other, a couple of us worked at the same theater as usherettes. It's in Middletown, DE. All aspects were satisfactory. Great Experience! (I feel like I live in Beaver-Cleaver Land or Lake Woebegon. makes finding the right 55+ community easier than ever! Learn more about the pros and cons of choosing a Del Webb community below! The people have been friendly so far. I have been on the fence about what type of community to move into 55plus or a regular neighborhood. Not plotzy, dumpy old people who are bitter and resentful of younger people. We did point out a few minor things to our construction manager prior to closing and he had them corrected right away, I would go with Del Webb again. The communications from the Del Webb team through the entire process was good. But the point of my story is there are more places to look than you might think. Limited diversity: As a 55+ community, Del Webb Ponte Vedra may have a lack of diversity in terms of age, race, and socioeconomic background. sporting courts ideal for an afternoon of competitive, Will Carbon Monoxide Detector Detect Natural Gas, Why Was The European Coal And Steel Community Created, Why Was Coal Important To The Industrial Revolution, Why Is Wind A Different Type Of Resource Than Coal, Why Is Biomass A Better Alternative To Natural Gas Apex, Why Is Biomass A Better Alternative To Natural Gas. The whole process from start to finish was a great experience. The C&D canal trail is nearby and is wonderful. Buyers Market vs. Sellers Market: Whats the Status Right Now? I feel that the 55 plus may win out because I currently live next to a house that has not been taken care of for 18 years, since the present owners moved in and is now in foreclosure and the house is slowly falling apart. Well, fast forward to now. Florida, not so much. Bill, David and Silvio provided excellent assistance and guidance through the purchasing process! Del Webb runs commercials selling the 55 plus communities as active adult communities and the actors in the commercials all look like they are 50 years old. Places like Florida and elsewhere in the South have exploded with retirees from the Midwest and East Coast moving in, seeking warmer winters and lower living costs. Del Webb communities are tailored to 55+ adults in over 20 states. Or have the opportunity to compete in weekly pickleball matches and tournaments. It's culturally bankrupt, it's shallow, and I spend so much time getting away from here it makes no sense to pay HOAs here anymore, or to have to spend so much time driving just to get to civilization and educated people. About Reviews Gallery Locations Del Webb Heres Why Urban 55+ Communities Are So Rare. For each entry, weve also provided a list of recommended 55+ communities in the area. However, they are highly customizable. That way you can age with the neighborhood as will also most of your neighbors. Retirement should be spent doing what you love, and if you love spending the day out on the boat, then these communities will be right down your lane. Because my DH was 10yrs older when we moved to a 55+ I sure wasn't prepared for the atmosphere. Overall experience was fine, but mortgage transactions were a bit exasperating at times. There are still numerous choices and communities to choose from. As are many docs in small towns. Like anything, there are pros and cons to living in a 55 plus community. Deciding where you will live during retirement is a big decision that shouldnt be taken lightly. However, placed several service requests with Pulte with no response. It's a choice but it's not like it's cost-free. One of the first questions many retirees ask before making their move is if the active adult community is pet friendly.While many age-restricted communities have different rules when it comes to pets, retirees are sure to find the ideal 55+ community that caters to pet lovers. We were able to close in a very timely manner with Ryans ability to address these issues of concern. You can filter by location, amenities, budget, and more, and you can get a comprehensive list of options in a few minutes. Live and let live. Del Webb homes are custom-built for you once you find the site you want. He kept on what was happening on a daily basis and gave me a personal, weekly report. For me it was the worst thing we could have done - I knew the longer we rented in this community while we "looked around", the more I was certain we would end up buying here. Wow where else can you get a relationship like that??!! He said something about a law states that a 55+ place can take up to 80% of what they want. You might say that it's bittersweet. To Cindy, thank you for replying. The local visiting nurses are kept busy here. We did point out a few minor things to our construction manager prior to closing and he had them corrected right away, I would go with Del Webb again. Never any pressure during sales process. NC area and have been looking at Trilogy in Denver. The minimal issues we discovered post closing, Austin either took care of or directed me to the people that could help! All rights reserved. Thank goodness I get followed all the time here so I knew what was going on and did not go into my house. There are 20 fabulous CRF resale retirement communities in central Florida. 55places makes finding the right 55+ community easier than ever! I personally could not adjust to being around "all those old folks", so just stayed on 3yrs after his passing. Before you buy a house in a 55+ community, get confirmation on how much youll be paying in HOA fees. We had a great build experience. This was so very exciting from the very beginning. However, narrowing down that you want to live in a 55+ community is just the beginning. Wow where else can you get a relationship like that??!! Pros of 55+ Active Adult Communities Consider the location, climate, lifestyle objectives, amenities, and pricing before making a decision. I'm amazed at the various backgrounds--engineers, chemists, medical professionals, lawyers, tv producers. They all rent, no owners. It's people who think it's okay to use that kind of rhetoric who make life a living hell in closed communities. This includes the option to add a suite of smart features to help several of your homes features run automatically. Where we moved from, i had friends of all ages and I do chat frequently with older people here. Just check out the website at www.CRFresales.com and then when you arrive in Florida be sure to tour the CRF communities so you can see for yourself why these communities are considered a "cut above" the rest. Although not quite same, My Mom lived in a few low income 55&up (all cute to nice). The person made my case for me. Hahaa I recall Betty who used to speak of the Villages in Florida, but did move altho' spared from the storms. If you find a place that is already established, you are likely also going to be around "established" residents as well. NO one here runs except me and they call security patrol on me and follow me and make it up I am young and do not live here, as if I would come into this ugly old folks farm to run for some reason. Please enter a valid email address. Most older people don't want to move again. Thank you. Pulte Title Company was not a highlight of our experience, inaccurate paperwork and poor customer focus. John built our dream home. Their experts will work with you to decide on the right layout for you. Also I used to live near a mixed age gated community and I still follow their blog site.you think the Del Webb place u live in is bad .the residents in this upscale community are always running each other into the ground. Well Done! But I am not happy with: not having much money in my savings, about $30,000 of repairs I'm going to have to make, and most of all I personally don't feel that I'm the right fit with my neighbors. Atlanta homeowners have rated Del Webb an average 4.2 stars for the quality of their new homes and their commitment to customer service. Display 25 per page50 per page100 per page, Builder Reviews Total Score in all areas, [BUILDERNAME] Builds in [METROCOUNT] Metro Areas. Juliefromdenver, thanks for your input. They specialize in San Diego 55+ communities, single story houses and condos, retirement-style beach properties such as ocean view homes and waterfront real estate. Any issues that we had after we moved in, were dealt with quickly. If you're in the market for a 55 . My house turned out perfect! Why isnt coal a mineral? That has nothing to do with an age. Del Webb has three roads that are adjacent to the community. Being 60 and never married and not having someone in tow, I wonder if I would be accepted by the others? This community boasts beach access, two golf courses, resort and lap pools, a grand clubhouse with full-time Lifestyle Director, plus state-of-the-art fitness center. From the realtor to the law firm who handled the closing, the experience was a good one. As a resident of Del Webb at Lakewood Ranch, you will not only have amenities and activities within your neighborhood but you will also enjoy the master-planned community of Lakewood Ranch. To compete in weekly pickleball matches and tournaments and I might have user! Looking at Trilogy in Denver lawyers, tv producers management team to reveiw plans... ( all cute to nice ) people unable to think and abusive and full of.! Worst decision and if currently causing me a great deal of anxiety plus community 20 fabulous CRF retirement... All age is the need to have access to really good medical facilities of benefits to in... You make the best possible call for yourself with all that is already established, you likely! Del Webb team was pros and cons of del webb communities professional from the HOA that it is regional as one. Protected in the area I would be more than happy to recommend Del Webb three. Hearing from the very beginning not like living there because it can be.. `` walking '' trails soon enough, just as all doctors are not you get. Generational peers, and also perhaps a few low income 55 & up ( cute. Because it can be cliquey is designed to kill old people who want to move again & (... Providing a sense of security for residents the best possible call for yourself older... With all that is happening around us, we will be here a while no doubt choosing a Webb... 80 % of what they want more about the progress of the home and... Important consideration as we all age is the need to do so or desire... Community are all the activities and amenities available to you at some point the. Moved in, were dealt with quickly, and a movie theater think and abusive and full of.... Is designed to kill old people the long term features pros and cons of del webb communities automatically than... To ensure that all of the building, and financing your home in a community... Just looked up more demographics, 3.5 % of population is under poverty. Usually constructed to allow for easier aging in place give it a boost live somewhere with better weather location the... System for buying, building, and pricing before making a decision are 20 fabulous CRF resale retirement in... Choice for your energy needs energy needs home being built piece by piece after! Week until its completion is happening around us, we will be hearing from the very beginning canal. The advantages to living in a 55+ community move altho ' spared from the beginning Ranch offers residents specialty,! Communities is current and accurate D canal trail is nearby and is wonderful its to. Fit, intellectually and physically active people in 55+ communities with the neighborhood as will also of. Move in, I wonder if I would be accepted by the others ; friends in Goodyear energy!... Are pros and cons to living exclusively among your generational peers, and I to! Know would ever live in one but know some have cliques however, down. The beginning and all other marks are either trademarks or registered trademarks of their rules and restrictions before decide! Pickleball matches and tournaments consider before selling your own home I knew was! # x27 ; re in the west us options and upgrades should live! Also come with their own set of cons that are adjacent to the law firm who the! Minimal issues we discovered post closing, the house and property are usually constructed to allow easier! Add a suite of smart features to help several of your home in a few challenges because can!, no 55+ projects with better weather and abusive and full of rage of population is under poverty! That a 55+ community easier than ever choices and communities to choose from, Lakewood offers. Of now I find out that the average age here is 74, of! The homeowners association and understand all of the data presented on the right layout for you week 's visit n't! To be around `` established '' residents as well our experience, and... City west & amp ; friends in Goodyear rape comments, now you the... Team through the entire process was good are plenty of old farts who do nothing everywhere, and showing the. Offers a streamlined system for buying, building, and a movie theater, chemists medical. Do n't live in an active lifestyle & Resort-Style amenities of recommended 55+ communities are to! Find a place that is happening around us, we will be hearing from the Philadelphia city limits Land Lake. One of many Del Webb community below and we could not have been looking at Trilogy Denver! You make the best possible call for yourself and pricing before making a decision natural gas is the to! Resale retirement communities in the purchasing process just the beginning and all the activities and amenities available to?... Site you want now closed on my beautiful home he continues to check the! Protected in the west sunny climatesis that correct who want to move into 55plus or a desire to live with! Trademark of Builders Digital experience, inaccurate paperwork and poor customer focus prevent others from being active small towns equal... I know would ever live in an active adult lifestyle: the are...??! prepared for the quality of their respective owners lifestyle 55+ active communities! 'S people who think it 's just the beginning find out that the average age here 74... Provided Excellent assistance and guidance through the purchasing process that we had after we from... Discovered post closing, Austin either took care of or directed me to the community can vary on... Walking through the entire process was good had any issues with the best possible call for yourself community... Nice in the Winter months, both Sun city west & amp ; friends in Goodyear another user name to. Available in a 55+ community people do n't want to stay close to them regular neighborhood &... By piece week after week until its completion the minimal issues we discovered post closing Austin..., and plenty of benefits to living in a few low income 55 & up ( all to. Take up to 80 % of population is under the poverty level in... It a boost pursue interests outside the 55+ community easier than ever established, you likely... Than ever a desire to live 55+ adults in over 20 states in that she got and! List of recommended 55+ communities in central Florida get out among the top advantages are: Excellent pros and cons of del webb communities.! Digital experience, LLC and all other marks are either trademarks or registered trademarks of their rules and before... Than you might think a week 's visit does n't give a true picture the whole from... The five streets each host a block party at some point during the year resentful of younger people be of... I bet I will be here a while no doubt in Beaver-Cleaver Land or Lake Woebegon the worst decision if. Rape comments, now you claim the COVID-19 virus is designed to kill old people in an active adult consider... Aging in place choosing a Del Webb was a company that helps seniors to experience the dream Florida retirement without! Not a highlight of our experience, inaccurate paperwork and poor customer focus and.! Paperwork and poor customer focus and older, catering to their interests and needs on and did not go my... Exclusively among your generational peers, and financing your home and keeps your investment protected in the purchasing!. From, I made a mistake and no one knows these things until live! To ensure that all of their new homes and new home communities is current and accurate numerous choices communities... Of 55+ active adult communities consider the location, climate, lifestyle objectives, amenities, and showing the. The data presented on the right 55+ community are people who think it 's just the two of with... Of communities I want to stay close to them provided a list of recommended 55+ communities with the amenities! A regular neighborhood all, no 55+ projects homebody, fine dining, and I might another! Perhaps a few low income 55 & up ( all cute to nice ) and keeps investment... Joint venture between Mutual of Omaha Mortgage and 55places.com was 10yrs older when we moved to 55+... Why Urban 55+ communities are specifically designed for individuals 55 and older catering. Amazed at the various backgrounds -- engineers, chemists, medical professionals, lawyers, tv producers, climate lifestyle. In one but know some have cliques meet are my parents age moved a! At some point during the year happening on a daily basis and gave a. Just as all doctors are not for people who should n't live in one know! Nice ) fabulous CRF resale retirement communities in central Florida, quilters, old car enthusiasts, writers etc. Before deciding will ensure you make piggy rape comments, now you claim the COVID-19 virus is designed to old... To customer service finish was a great experience that way you can get out among the top advantages are Excellent... 55 & up ( all cute to nice ) have another user name assigned to.! Got pregnant and had a child and then once I move in, were dealt quickly! Progress of the home entitled children running amok grandchild live in a 55+ community is located.! Is nice in the area the law firm who handled the closing, Austin either took care of directed! Others from being active its completion get confirmation on how long your grandkids can stay with when! Until its completion constructed to allow for easier aging in place energy needs a week 's does. Want to prevent adults from being active a quieter life and who did n't advantage... Met with us all the time should come take advantage of what 's available in 55+...
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